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Credit Counselor

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AVG. SALARY

$43,210

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EDUCATION

Bachelor's degree

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JOB OUTLOOK

Stable

What To Learn

High School

What high school courses should you take if you're interested in this career? Get your answers from the Human Services cluster Consumer Services pathway.

Beyond High School

Here's a list of programs that you should consider if you're interested in this career:

Education Level

Education training and experience are required at different levels for success in different occupations.

Bachelor's degree

Credit counselors typically need a bachelor's degree and receive on-the-job training.

Insider Info

Additional Information

Many credit counselors do not have college degrees. However, all must pass a series of tests for certification. Many feel that a degree in finance or business management is useful.

Since credit counselors must interact with people in a variety of stressful situations, it might be good to take extra classes in human behavior. Develop good listening and people skills.

Michael Kidwell is the vice-president and co-founder of a credit counseling service in Rockville, Maryland. Kidwell says that counselors must often address money behavioral problems such as overspending. Since there are few educational programs specifically for credit counselors, he suggests you read some books about finance.

"There is no field where someone teaches credit counseling," says Kidwell. "But there are helpful classes that you can take -- credit or debt finance, understanding interest rates, understanding loans. Anything related to finance helps."