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Credit Checker  What They Do

Just the Facts


Credit Authorizers Checkers and Clerks Career Video



Investigates history and credit standing of individuals or businesses applying for credit. Telephones or writes to credit departments of businesses or service establishments to obtain information about an applicant's credit standing.

This career is part of the Business, Management and Administration cluster Business Finance and Accounting pathway.


A person in this career:

  • Compiles and analyzes credit information gathered by investigation.
  • Obtains information about potential creditors from banks, credit bureaus, and other credit services, and provides reciprocal information if requested.
  • Interviews credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Prepares reports of findings and recommendations, using typewriters or computers.
  • Contacts former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
  • Examines city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
  • Relays credit report information to subscribers by mail or by telephone.

Working Conditions and Physical Demands

People who do this job report that:

  • You would sit most of the time. There's some walking and standing. You may have to lift and carry things like books, papers or tools weighing 10 lbs. or less.
  • Work in this occupation requires being inside most of the time
  • Sound and noise levels are loud and distracting
  • Work in this occupation involves making repetitive motions more than one-third of the time
  • Work in this occupation involves sitting more than one-third of the time

Working in this career involves (physical activities):

  • Seeing clearly up close
  • Speaking clearly enough to be able to be understood by others
  • Identifying and understanding the speech of another person

Work Hours and Travel

  • Regular working hours and limited travel

Specialty and Similar Careers

Careers that are more detailed or close to this career:

  • Credit Analyst -- Analyzes current credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money.
  • Accounts Receivable Manager --
  • Credit Interviewer --
  • Credit Reporter --