Benefits for Specific Groups and Other
There are several financial assistance programs benefiting
Veterans and Their Dependents
Federal Educational Benefits
The Montgomery GI Bill and the Montgomery GI Bill-Selected
Reserve provide educational benefits for individuals entering
military service or the reserves for the first time after June 30,
1985. Reservists who have enlisted for six or more years after July
1, 1985, may be eligible for the Selected Reserve Education
Who is Eligible?
You may be an eligible veteran if you got an honorable discharge
AND you have a high school diploma or GED or, in some cases, 12
hours of college credit, AND you meet the requirements of one of
the categories below:
- Entered active duty for the first time after June 30, 1985
- Had military pay reduced by $100 a month for first 12
- Continuously served for three years, OR two years if that is
what you first enlisted for, OR two years if you entered Selected
Reserve within a year of leaving active duty and served four years
("2 by 4" Program)
- Entered active duty before January 1, 1977
- Served at least one day between October 19, 1984 and June 30,
1985, and stayed on active duty through June 30, 1988 (or June 30,
1987 if you entered Selected Reserve within one year of leaving
active duty and served four years)
- On December 31, 1989, you had entitlement left from Vietnam Era
- Not eligible for MGIB under Category I or II
- On active duty on September 30, 1990, AND separated
involuntarily after February 2, 1991
- OR involuntarily separated on or after November 30, 1993
- OR voluntarily separated under either the Voluntary Separation
Incentive (VSI) or Special Separation Benefit (SSB) program
- Before separation, you had military pay reduced by $1,200
- On active duty on October 9, 1996, AND you had money remaining
in a VEAP account on that date AND you elected MGIB by October 9,
- OR entered full-time National Guard duty under title 32, USC,
between July 1, 1985 and November 28, 1989, AND you elected MGIB
during the period of October 9, 1996 through July 8, 1997
- Had military pay reduced by $100 a month for 12 months or made
a $1,200 lump-sum contribution
VEAP is the post-Vietnam era Veterans Educational Assistance
Program for those who entered active duty for the first time
between January 1, 1977 and June 30, 1985, and contributed to the
VEAP fund while on active duty or had contributions made for them
by the military.
To qualify you must meet the following requirements:
- Entered service for the first time between January 1, 1977, and
June 30, 1985;
- Opened a contribution account before April 1, 1987;
- Voluntarily contributed from $25 to $2,700;
- Completed your first period of service; and
- Were discharged or released from service under conditions other
If you are currently on active duty and wish to receive VEAP
benefits, you must have at least three months of contributions
Service-disabled veterans may be eligible for vocational
rehabilitation from the U.S. Department of Veterans Affairs.
Benefits may include education or training to qualify for
employment, counseling, tutorial assistance, and medical
Educational benefits also are available to veterans' dependents
if the veteran (spouse or parent) died in service, was totally
disabled, or is listed as missing in action or captured in the line
of duty by a hostile force or a foreign government power.
With the Veterans' Work-Study program, eligible veterans are
paid for working at U.S. Department of Veterans Affairs facilities.
They earn the federal minimum or state minimum wage, whichever is
For more information, contact your college's Office of Veterans
Affairs, the local office of the U.S. Department of Veterans
Affairs (in the phone book under U.S. Government Offices), or call
Disabled students who meet the academic qualifications for a
college should apply for admission and, if needed, financial aid.
By law, a qualified student cannot be excluded from college solely
because of a disability.
All public schools and colleges and many independent schools
provide disabled student services. Benefits may include counseling,
tutoring, readers, interpreters, note takers, special parking
zones, and loan of special equipment. You may also request that a
class be relocated to a more accessible place on campus.
Your student budget, as calculated by the colleges, should
include all educational expenses necessary to accommodate your
disability. Be sure to work with your financial aid offices if you
apply, so they understand your particular circumstances.
For more information, contact schools' disabled students' office
or the national organizations serving your particular
You may also want to visit the website of the HEATH Resource Center of the
George Washington University, Graduate School of Education and
Human Development , or you may
call 202-973-0904 or 800-544-3284, write to The George Washington
University, HEATH Resource Center, 2121 K Street, NW Suite 220,
Washington, DC 20037, or e-mail firstname.lastname@example.org.
For information on benefits for service-disabled veterans, call
the U.S. Department of Veterans Affairs at 800-827-1000.
Native American students who can prove membership in a federally
recognized tribe may receive education grants from the Federal Bureau of Indian Education
Athletes considering a National Collegiate Athletic Association
college should contact the NCAA for information on college
recruiting rules, grade point average and testing requirements.
Visit www.NCAA.org or write to the NCAA at 700 W. Washington Ave.,
PO Box 6222, Indianapolis, IN, 46206-6222, or call
Get Creative with Your Options
Here are some options that may help in paying your way through
Educational benefits and scholarships are available to those who
serve in the U.S. Armed Forces. In some programs, enlistees receive
an education first, and serve an equivalent amount of military time
after graduation. Other programs allow you to accumulate money for
an education while completing an initial enlistment period. Some
scholarships pay full tuition and all instructional fees, and may
include a living allowance. Loan repayment is also available to
Army service personnel. For more information, contact your local
Armed Forces recruiting office.
AmeriCorps is a service program administered by the Corporation
for National and Community Service and allows people of all ages
and backgrounds to earn help paying for education in exchange for a
year of service.
Working Your Way Through College
It may not be possible to earn all your own college costs, but a
part-time or summer job can help reduce the amount you'll need to
borrow. School employment offices can help you find a job on or off
On some campuses, work-study or student assistant programs help
students find career-related jobs.
Finishing College Sooner - AP Exams
High school students can take the College Board's Advanced
Placement examinations and receive college credit for honors
courses or independent study in foreign languages, English,
history, science, mathematics, music, and art. Advanced college
placement avoids repeating work and could save the cost of up to
one year of study. See your high school counselor for details.